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Introduction
We deliver content to you via our Website and email, along with our affiliated companies. Additionally, we operate a marketing and data business that connects advertisers with relevant audiences through digital ads, mobile apps, email campaigns, telemarketing, and other channels. To provide these services, we collect and share information about consumers—including selling certain data—and enable advertisers to show you ads based on your interests and online behavior across different platforms.
This privacy policy explains what personal information we collect when you visit Your Quick Funds and what you share with us, along with how we collect, use, store, and share that information. For additional details about our website, please see our terms of service.
We encourage you to read this policy thoroughly so you understand our approach to your personal information. If these policies and practices don’t work for you, please refrain from using our website or subscribing to our email list. Your use of this website or interaction with our other services indicates your acceptance of this privacy policy.
Application And External Sites And Services:
Your Quick Funds and other websites, even those linked from our site, operate as separate entities with independent privacy practices. We have no control over nor responsibility for their handling of personal information. We encourage you to review the privacy policies of any websites you access through links from Your Quick Funds.
Sources And Methods Of Personal Information Collection:
Through this website, we gather information you voluntarily provide, including your name, email address, phone number, mailing address, and any information submitted on an inquiry form. The information you provide may be combined with additional data obtained from affiliates and marketing or advertising partners, along with other third-party data providers. Some of these providers are entities that have obtained your personal information from their own services. We also automatically collect certain information using cookies and other tracking technologies to support analytics and advertising. See below for more information.
Types of Personal Data:
“Personal information” refers to all data or information, regardless of format, processed in the course of the Company’s operations that identifies, relates to, describes, or is reasonably capable of being associated with a particular consumer or household, whether directly or indirectly.
You may be required to submit personal information when registering or subscribing to the Your Quick Funds, including your name, date of birth, street address, e-mail address, and phone number. Additional information is collected automatically via cookies and similar technologies, such as IP address, imprecise geolocation (inferred from your IP address), device ID, date and time of access, browsing patterns, and click activity. We may also obtain advertising-related information from data brokers or public databases, including interests, demographic attributes, prior locations, or purchase history. Certain limited categories of sensitive personal information may also be collected. More information about your rights appears below. “Your Privacy Rights” below.
California law requires us to disclose the types of information we have collected in the last year. The data we have collected includes identifiers (like your name, online usernames, email, or other similar unique identifiers); the personal information categories listed in Cal. Civ. Code Section 1798.80(e)) (the California Customer Records Statute) such as information that can be associated with someone in particular but isn’t available through public records; characteristics that are protected under California or U.S. federal law, like gender or race; internet or network activity, such as your browsing history; commercial information, including past purchases; professional or employment-related information, like your resume or current job; imprecise geolocation data; and inferences we can make from other personal information.
We may sell or share the information we collect with third parties and affiliates for marketing and advertising purposes. You have the right to opt out of these uses at any time by visiting here or by calling 833-902-3388.
Information Considered Sensitive
We do not directly gather Sensitive Personal Information, including information related to race/ethnicity, religious affiliation, precise geolocation, LGBTQ+ status, health status, financial accounts, or citizenship. That said, automated data collection tools such as cookies may capture information about your browsing behavior, which could suggest an interest in sensitive topics or group membership. As an example, visiting content directed at a particular ethnic community or health condition may imply such interest. While we do not create these inferences ourselves, our affiliated group of companies or other third parties with whom data is shared may do so. Where prohibited by state or local law, no sensitive inferences will be made without consent. We do not collect or use personal information from children under the age of 18.
What We Do With Your Data
We use the personal information we collect from and about you to send you newsletters or other content that you sign up for and to send you marketing messages by email or by other means. We also share the personal information we collect with our affiliates and third-party companies who may also send you marketing messages by different means. You can opt out at any time by clicking here. Our use of your personal information is called “cross context behavioral advertising” under some states’ laws.
When We Share Personal Information
We share the data we collect with our affiliated companies for marketing uses, and with service providers, including companies that provide services related to cross context behavioral advertising, analytics, advertising fraud detection, web hosting, information security, or other related services. We may also share your data with third parties (including our affiliates) who may further sell or share it. We have contracts in place with any third parties who have access to information to ensure adequate information security measures and compliance with laws. We may also share personal information as required by law, or to protect the health or safety of any person.
In some cases we may disclose your personal information to law enforcement, regulators, judicial authorities, other government entities, or other third parties to comply with any court order, law, or legal process, including to respond to any government or regulatory request; to protect the rights, freedoms, or safety of any person; and/or to enforce or apply our terms of use and other agreements, including, if applicable, for billing and collection purposes.
We may also disclose your personal information to a buyer or other business successor, whether as a going concern or as part of a bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users is among the assets transferred to effectuate a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets.
We may also disclose your personal information to a third party for any purpose disclosed by us when you provide the information (either in this privacy policy or on the screen in which you provide that information) for any purpose to which you have consented.
Targeted Ads and Analytics Services
We share personal information obtained through this website with other companies (“third parties”) who show you online advertisements on this or other sites, and also use personal information for analytics and reporting purposes concerning those advertisements. These companies use cookies, pixels, and similar technologies to collect information about the web pages you visit and the advertisements you view or click, and may combine this with personal information from other sources (including data brokers) and share it with other third parties for the same purposes (also known as “cross-context behavioral advertising”). We (and our partners) collect your IP address, date and time of your visit to the website, or of actions you take here, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with personal information from other sources and used to deliver advertising from us or from other companies through email, on apps, websites, social media sites, or by other channels. We also use personal information to analyze how you interact with this site and its advertisements so we can continue to improve your experience.
Cookies and Similar Technologies
This website utilizes cookies, pixels, and other automated technologies to: (1) guard this site against online threats, (2) track and analyze how users interact with our website, (3) show you personalized content and advertisements, and (4) analyze how (or whether) you interact with advertisements or other content and communications. Cookies are small computer files that are stored on your browser to serve as unique identifiers so that your browser can be recognized at websites where our pixel is deployed. We do not track every site or page you visit on the Internet. You can restrict or delete the cookies currently on your browser at any time using the settings in your browser. If you use a browser-based “do not track” setting, this may cause an opt-out cookie to be set on your browser to prevent ongoing data collection. If you later delete this opt-out cookie, you may need to opt out again to prevent automated data collection.
Our Website uses automated tools to collect usage data, including cookies, Flash cookies, and web beacons. Cookies are small files stored on your device that support Website operations. You may disable cookies in your browser, but certain Website features may become unavailable if you do so.
Flash cookies are used on some parts of the Website to remember preferences and analyze navigation patterns. These cookies are managed separately through Adobe’s Flash Player settings.
Web beacons, also known as pixel tags or clear gifs, may be included on our Website and in our emails to track page visits, email opens, content popularity, and Website performance metrics.
Do Not Track Signals and Global Privacy Control
We recognize and process Global Privacy Control (“GPC”) signals and other universal opt-out preference signals as valid requests to opt out of the sale and sharing of your personal information. When we detect these signals from your browser or device, we will automatically opt you out of the sale and sharing of your personal information associated with that browser or device, without requiring account creation or additional verification. We do not and do not want to track every site you view on the Internet. As noted above, you can block or delete certain cookies at any time using the cookies settings in your browser. If you opt out or use a browser-based “do not track” setting, including the GPC this will cause an opt-out cookie to be set on your browser to block certain cookies from further data collection. If you later delete this opt-out cookie or alter your GPC browser settings, automated data collection may re-start.
Your Privacy Rights:
You may exercise your privacy rights by using the web form here, or by calling 833-902-3388. You may exercise the following privacy rights to: (1) know how we collect and use personal information (which is the purpose of this Privacy Policy), (2) opt out of us selling or sharing your personal information with third parties, (3) obtain a copy of the personal information we have collected about you, (4) request that we delete your personal information, and (5) make other requests relating to your personal information–we may not be able to accept all requests, but you can always delete your data. If you still have questions or concerns after making your request, please use the email provided below. You may also have the right to appeal to state or federal governmental privacy authorities if we are unable to resolve your issue.
If you would like to log complaints, please see below for contact information:
For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.
For security reasons, we cannot respond to requests unless we can reasonably verify the requester’s identity or authority. A request must contain sufficient information to confirm who is making the request and enough detail for us to understand and respond to it. Requests may be submitted without creating an account, and information provided will be used exclusively for verification and request processing. We respond to verifiable requests within 45 days of the date we receive them. If an extension is necessary, we will notify you in writing within the initial 45-day period, identifying the reason and the duration of the extension, which shall not exceed 45 additional days.
If a request is denied in accordance with legal requirements and you would like to appeal, or if you have additional privacy-related inquiries, you may contact us using the information below. Depending on your jurisdiction, you may also have the right to raise concerns with a local privacy authority. Exercising your data rights will not result in discrimination.
Not Intended for Use by Children
This website is for use only by individuals aged 18 and older. We do not knowingly collect personal information from children under the age of 18. We will remove any personal information relating to an individual 17 or younger if we become aware that it has been submitted to us.
Securing Your Personal Information
We deploy commercially reasonable technical, physical, and organizational security measures to protect your personal information from loss or misuse. We maintain policies and procedures, staff training, technical monitoring, and audit our practices regularly to ensure the information we hold is protected from evolving risks.
How We Retain Personal Data
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, including providing our services, complying with legal obligations, resolving disputes, and enforcing our agreements. When personal information is no longer needed, we delete or anonymize it in accordance with our data retention practices.
Changes To This Privacy Policy
This Privacy Policy may be changed or updated at any time, without advance notice. The updated policy will apply as of its published “effective date.” You are encouraged to review this policy periodically to stay current on how we collect, use, and share personal information.
Data is Processed in the United States
Our website is based in the United States, and is intended only for users in the United States. When you visit this site, you acknowledge that your personal information will be stored and processed in the United States, subject to applicable local laws.
How to Reach Us
If, after reviewing this policy, you still have questions or concerns, please contact us at [email protected] or 921 H ST NE box 123 WASHINGTON, DC 20002-3741.
